Insurance for Self Storage

Maybe you won’t ever be able to replace a memento, keep-sake, or hand-me-down, but there are other items, for which you would be grateful to have insurance. For instance, imagine your are finally ready to move in to your new home, only to find the storm of the century (not so far fetched a scenario these days!) has ripped the roof off the self storage facility in which you had rented a personal storage unit in London. Your belongings are now variously in the Thames and Peru, having been carried thousands of miles by a tropical storm. But you need your bed, and your microwave, and various other items asap.

What do you do?

Well if you chose to store with a member of thee UK’s Self Storage Association, then you will have been offered insurance cover. In fct, it is a condition of member that all clients storing in self storage facilities have insurance cover in place – so even if you didn’t purchase it with the self storage provider, they should have checked to make sure you had a policy in place. In practice, we find that personal policies can lapse and often fail to provide the required level of cover, so we usually insist clients use our own AtticSafe insurance policy.

Why? Because:

  • we know you’re fully covered at all times
  • we know the policy will pay out
  • we know you are covered on a “new for old” basis, which is exactly what you want, and also speeds up the claims process
  • there isn’t any rick of your insurance provided backing out because you failed to tell them we had painted the building orange, or some other obscure excuse

We also know we won’t later be subject to a further claim by a third party insurance provided. In summary, it’s quicker, it’s easier, it’s safer – and so we offer cover under our AtticSafe policy to all our clients.

More about self storage insurance

It makes total sense to insure your precious belongings at all times, and storage is no exception. It is a requirement both of our membership to the Self Storage Association and our own insurance policy that client’s goods always be insured while in storage with us.

Remember that items placed in self storage are done so at you own risk. Under the cover provided by our AtticSafe™ policy, actual loss of, damage or destruction to your property will remain subject to the insurance conditions of this policy at all times. Please note that our liability for actual physical loss, destruction or damage to your property is limited by the terms of the storage licence agreement, salso signed by you.

We urge you to make sure that you have read and understood all of the terms, conditions and exclusions of our AtticSafe™ policy before the signing the storage licence agreement. See our terms and conditions for information on how to claim.